Hail Damage Insurance Claim Roofer

Get an honest opinion before filing a claim for a hail storm damage roof replacement. Choose local, call Smart Roofing

Hail Storm Claim

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Guiding Homeowners through Hail Damage Claims

As a homeowner in Wisconsin, you are well aware of the unpredictable and severe weather conditions that can occur throughout the year. From heavy snow and freezing temperatures in winter to intense thunderstorms and hail in spring and summer, your home (especially your roof) takes a beating. One of the most damaging weather events is hail, which can cause severe damage to your roof, leaving you with a hefty repair or replacement bill.

The good news? Most homeowner’s insurance policies cover hail damage, meaning you can file a roof insurance claim to have the necessary repairs or replacements covered by your insurer. However, the process can be overwhelming if you’ve never filed a claim before. That’s where we come in.

At Smart Roofing and Sheet Metal, we specialize in helping Wisconsin homeowners navigate the hail damage roof insurance claim process with ease. We’ll guide you through each step, ensuring you get the coverage you deserve while minimizing stress and hassle.

Whether you were referred by family, friends, neighbors, your insurance agent, or a hail chaser knocked on your door after a storm, your want to be confident you’re choosing a trusted local roofing contractor with extensive experience handling insurance claims and working directly with adjusters. You may also simply want an honest second opinion to determine whether the damage is significant enough to justify filing a claim.

Our team will provide a thorough, no-pressure inspection and clearly explain what we find. If the damage is minor, we’ll tell you and help you avoid filing an unnecessary claim that could impact your insurance history. If your roof has sustained legitimate hail damage, we’ll document the evidence, help justify the claim, and guide you through every step of the insurance process. After all, that’s exactly what your insurance premiums are designed to protect against, and delaying repairs can allow hail damage to compromise your roof’s integrity and lead to more costly problems.

Now let’s take a closer look at how our insurance claim process works and what you can expect from your first Smart Roofing inspection to the final roof replacement.

Signs of Hail Storm Damage on Your Roof

Many homeowners don’t realize their roof has been damaged by hail until it starts causing leaks or other issues. Even minor hail impacts can weaken your roof over time, leading to costly repairs down the road. After a storm, look for these common signs of hail damage:

Aluminum Gutters

Damaged or Cracked Shingles

Hail can break the protective granules on shingles, exposing your roof to further damage.

Skylight

Bruises or Soft Spots on Shingles

This indicates potential damage that may not be visible from the ground point of view.

Chimney

Missing or Loose Shingles

Strong winds accompanying hailstorms can lift or rip shingles off your roof.

Insulation

Vents, Gutters & Downspout Dents

Dents, cracks, or granule buildup in your gutters can indicate hail impact.

If you notice any of these signs after a storm, don’t wait! The longer hail damage goes unaddressed, the worse it can get—leading to more costly repairs. Also, failing to report a known hail damage event could potentially negatively impact your future insurance rates or ability to file claims in the future if the company discovers the damage later, as it might be seen as a pattern of non-disclosure or attempting to defraud the company. Always check with your specific insurance policy and contact your provider for clarity.

Smart Roofing and Sheet Metal

Our Commitment to Quality & Customer Satisfaction

Smart Choice. Smart Service. Smart Roofing.

Smart Roofing is a local trusted name in southeastern Wisconsin, delivering top-quality roofing for homes and businesses. We offer competitive pricing, expert craftsmanship, and hands-on project management. With a BBB A+ rating and multiple service awards, our reputation speaks for itself. Whether it’s a home, rental, or commercial property, Dale and the team have you covered.

🚨 Beware of Storm Chasers! 🚨 After major storms, out-of-town contractors often go door-to-door offering quick roof repairs and replacements. Many are unlicensed or uninsured, leaving you at risk. The price might seem good but in a few years when you need repairs, they’re no where to be found and now you’re paying out-of-pocket instead of having a workmanship warranty to cover the uh-ohs. Always work with a trusted local roofer to ensure quality work and proper insurance handling.

Commercial Roofing

OUR STEP-BY-STEP GUIDE

FILING A HAIL DAMAGE ROOF INSURANCE CLAIM

Filing an insurance claim for hail damage can seem complicated, but we’re here to simplify the process.
Here’s how to ensure you get the most out of your homeowner’s insurance policy:
Schedule Inspection

Contact a roofing contractor before your insurance company for a thorough inspection. Call or fill out a form below.

Initial Contact

Your appointed advisor will reach out to schedule your free inspection and consultation.

Free Inspection

Our trained experts will assess your roof’s condition inside and out, then provide a detailed report of findings.

Home Policy Review

We will help you understand your coverage options, approval odds, claim filing timeframe, and expectations with your specific insurance company.

Filing Insurance Claim

With damage confirmed, we’ll help you gather necessary documentation including photos, reports, and estimate to strengthen your case.

Adjuster Inspection

Your insurance will send an adjuster to chalk any damage and determine approval. Have a roofer present to ensure damage is properly accounted for. 

Claim Approval

Once approved, we’ll work with your insurance provider to ensure you receive fair compensation and correct coverage.

Follow-Up

We’ll answer any additional questions and maintain communication with you and your agent during the process.

Project Approval

Once you approve estimate, material and color, we’ll schedule the project and provide a timeline for completion.

Preparation

We prepare the site, ensuring safety and minimal disruption to your property.

Installation

Our skilled team completes the roofing work with precision, using the top-quality materials of your choice.

Quality Check

After installation, we conduct a thorough quality check to ensure everything meets our high standards.

Cleanup

We leave your property clean and tidy, removing all debris and ensuring your satisfaction.

Final Walkthrough

Together we will walk through our 35 point inspection addressing questions or concerns for complete satisfaction.

Post Completion

Long after your roof is complete, we’re always here to help and support you to maintain and protect your investment.

Experience a hail storm? Call us, your local roofers to schedule an inspection. 

Homeowners’ Preferred Choice

Certainteed Saint-Gobain

We prioritize top-rated roofing products, like Certainteed Landmark Pro and Northgate because homeowners love the innovative materials that handle any weather, at an affordable price, with the best warranties on the market. 

Most Popular Hail Storm Damage Roof Replacement Products

Metal Roofing

Landmark Pro

Providing superior durability, enhanced color options, and long-lasting weather resistance, ensuring your home stays protected and beautiful for decades.

$
shingle roofing

Northgate

Engineered with impact-resistant technology, superior flexibility, and exceptional durability against harsh weather conditions extending the lifespan.

$
Metal Roofing

Certainteed Warranty

Your investment is protected by a lifetime transferable warranty, ensuring the long-term durability and peace of mind for you and future homeowners.

$

Additional Services to
Enhance Your Roof Replacement

When replacing your roof, it’s the perfect time to consider other upgrades that can improve your home’s functionality and longevity:

Aluminum Gutters

Gutters, Spouts, & Guards

Protect your home’s foundation by ensuring proper water drainage with high-quality gutters and leaf-resistant guards with updated aesthetics.

Skylight

Skylights & Sun Tunnels

Bring in more natural light and enhance your home’s interior with revised and safeguarded, expertly installed skylights or energy-efficient sun tunnels.

Chimney

Chimney Tear Down & Repairs

If your chimney is deteriorating or no longer in use, we offer safe removal or restoration services. Note that restoration will be handled after the roof installation.

Insulation

Attic Ventilation & Insulation

Improve energy efficiency and prevent moisture issues with proper ventilation and insulation. We give a complimentary review with every roof replacement.

By addressing these upgrades during your roof replacement, you can save time and money while enhancing your home’s overall protection and comfort. Make sure to add these details in the notes for your instant estimate, this helps us prepare for the inspection.

WHY CHOOSE SMART ROOFING?

At Smart Roofing, we focus on delivering direct benefits that property owners will appreciate:

1

Wisconsin-Based Experts

We understand the unique weather challenges that impact Wisconsin roofs and how insurance companies handle hail storm damage claims in the Southeastern Wisconsin area.

2

Storm Damage Specialists

We have extensive experience identifying hail damage and ensuring insurance claims are filed correctly. If the damage is there we’ll help you with the process.

3

Seamless Insurance Process

We take care of the details with your insurance agent, so you don’t have to deal with the back-and-forth with your insurance provider. Trust you’re in great hands to handle the claim.

4

High-Quality Workmanship

Our team uses durable, weather-resistant materials sometimes referred to as Class 4 impact resistance to ensure your home stays protected for years to come. 

Certainteed
malarkey

We work with the best brands

Experiences From Smart Roofing Clients
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Ruud Lenssen profile picture
Ruud Lenssen
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We had a small leak in our sunroom and called the guys at Smart roofing for a quote on a potential repair/replacement. Joey came over to the house and after a thorough inspection said that he could replace the poorly installed old flashing but, it would cause damage to the siding of the house. He recommended a temporary repair to stop the leak and advised to have it permanently fixed when we replace the siding in the near future. He fixed it right away on the spot! What a class act! Old school service and genuinely wanted to help, not just make a quick buck. Great job, Joey!!
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Ryan Siegler profile picture
Ryan Siegler
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Outstanding experience! I needed a roofing quote after another company I contacted for a siding estimate told me that I also needed a new roof. Joey came out, thoroughly inspected everything, and informed me that my roof was actually in good working order. He took the time to address all of my concerns and never tried to sell me something I didn’t need. If you’re looking for an honest quote from a trustworthy company—with reviews that back up their performance—this is the place to go. When the time does come for a new roof, they’ll be the first company I call. Thanks again, Joey! Highly recommend!
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William Cray profile picture
William Cray
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Dale at smart roofing is awesome! He inspected the roof on a property we were looking to buy and was really knowledgeable. While doing that inspection, I told him we had a small amount of water coming in our current home and he came right over to take a look. All the other roofers we had were complete sales guys just trying to sell us a new roof for 30k+. Dale said some simple repairs would suffice and to save the $. He's working up an estimate for us. It felt like he was advising and consulting us rather than just trying to suck as much money out of us as possible like the 2 other companies we had come look at our roof. Not to mention, when he was here he said he's pretty sure he figured out why the water was coming in and just put a handful of screws in and some caulk around a vent. He did it on the spot and didn't charge us. Just a really down to earth good guy.
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Ashley Kline profile picture
Ashley Kline
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I am writing to share my appreciation for the excellent service we received recently. We had some flashing leaking on our chimney, and Dale went above and beyond to come to our house in an extremely timely manner. He went up on the roof, identified the exact problem, and fixed it immediately. Unlike the other contractors we had over, there was no guesswork involved. Smart Roofing will be handling all of our roofing needs from now on. I highly recommend their services to everyone.
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Charlie k profile picture
Charlie k
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I had a roof leak I couldn’t track down. Joe came out to take a look and had a tech come right over to solve the problem. Has been dry ever since!
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Gabby Bergeron profile picture
Gabby Bergeron
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Very responsive team, came to check our leaking skylight the same day when we contacted them late on a Friday, and Dale and team returned Sunday to start repairing the problem. Knowledgeable and helpful team and answered all our questions on other areas we were concerned with! Would absolutely recommend!
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Scott Morrell profile picture
Scott Morrell
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We discovered water damage on our ceiling, we were understandably concerned. Our roof had been installed six years ago, but the original roofing company was no longer in business, so we had no way to have the warranty honored. After seeing this company’s outstanding Google reviews, we decided to give them a call—and they absolutely lived up to their reputation. Dale returned our call within an hour and came to our home the very same day. He was honest, knowledgeable, and never pressured us. He took the time to explain the issue, gave us several options, and even shared ways we could potentially fix it ourselves. Since we’re much more comfortable staying on the ground than climbing onto a roof, we asked Dale to handle the repair. His pricing was more than fair and an incredible value. He completed the work the very next day and provided before-and-after photos so we could see exactly what had been repaired. It’s rare to find a company that genuinely makes you feel like they’re looking out for your best interests instead of trying to maximize the bill. We were so impressed with the quality of the service, honesty, responsiveness, and workmanship that we plan to use them again for some upcoming gutter work. We highly recommend this company to anyone looking for reliable, trustworthy, and reasonably priced roofing services!
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david mastopietro profile picture
david mastopietro
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They came and gave me an estimate for a roof repair yesterday. They finished up the job today and did a great job. Price was more than fair and nice people.
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Ross Whiting profile picture
Ross Whiting
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Dale and his crew are very dedicated to their work. They pay attention to detail and have an excellent work ethic. They made sure everything was cleaned up before leaving each day. Great communication - they kept us informed throughout the project. Highly recommend!
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Smart Roofing and Sheet Metal Standards

What To Consider When Choosing a Hail Damage Roofing Contractor

When selecting a roofing contractor, homeowners should consider several key factors to ensure a successful project:

Licensing and Insurance

Always choose a licensed and insured contractor to protect yourself from liability and ensure compliance with local building codes.

Local Reputation and Reviews

Research customer reviews and ask for references to gauge the contractor’s reliability and quality of work.

Detailed Written Estimate

A reputable contractor will provide a detailed written estimate outlining the scope of work, materials, and costs involved.

Warranty and Service

Ensure the contractor offers a solid warranty and stands behind their work with excellent customer service.

Schedule Your Free Roof Inspection Today

Hail damage can worsen over time, leading to more costly repairs. If your property has been hit by a storm, don’t wait until leaks start appearing. Take action and get it covered. 📞 Call us today or fill out our roof inspection form that notifies us immediately, and let Smart Roofing and Sheet Metal handle your hail damage inspection and roof insurance claim from start to finish.

Hail Storm Claim

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